kiva loan and gift certificates

I made a loan to the 16 de Julio group in Boliva. Also gave a few gift certificates to get others interested in Kiva, I thought I would start a kiva college fund for my friend's baby who was just born. I'm going to drop off 2 gift certificates, for her birthday and Christmas. It would be a great way for her to save for college, her friends and family would be more inclined to donate, and even if she doesn't get the best return, it will end up doing the most good for the planet. Win/win.