ulia is 25 years old and has a grocery business in Kangundo town. She has been running it for five years now and it has been profitable. She is married and together with her spouse has been blessed with three children. She plans to use this loan to buy more stock of vegetables, carrots, onions, tomatoes, bananas, and oranges for sale. She will use the anticipated profits to pay school fees for her children. This is her fourth loan term and she paid back her previous loans successfully. In the future Julia hopes to expand her business and open another grocery store and also educate her children.
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