Thursday, October 02, 2014

Mexican CHEESE Farmer from Kiva

Made a Kiva loan

Elias is a small Mexican farmer who produces and sells cheese for a living. He decided to purchase a 120-cubic-meter Sistema Biobolsa biodigester in order to reduce the high energy costs, which were threatening the existence of the business itself. 
By purchasing the biodigester, he will not have to externally buy the expensive propane needed for cooling and other purposes anymore. He will be able to fully integrate biogas production in the natural cycle of his business. By using the Sistema Biobolsa waste-to-energy solution, Elias will take full advantage of the large quantities of manure his animals produce every day. The biodigester is a strategic acquisition for Elias and will allow his cheese producing activity to flourish. 
This loan represents 22% of the total cost of the Sistema Biobolsa biodigester.

Wednesday, October 01, 2014

Kiva to Iraq

Made a Kiva loan to Iraq.

Shaima, a 38 year old mother of four, is an attorney and civil-society activist with twelve years of professional experience. She has participated in many activities with local NGOs and international agencies, and works in a clinic that provides legal aid for women survivors of domestic violence.

Shaima identified an entrepreneurial opportunity when she noticed a lack of sufficient hotel options to accommodate the increase of tourists in her Iraqi hometown. Although the tourism market in Shaima’s conservative community is generally run by men, she bravely penetrated this male-dominated business world and opened a small motel in June 2013. Her self-confidence and her family’s support were key elements in making this decision. Shaima’s business has improved her family’s economic situation and, in turn, their quality of life. Moreover, her business has created job opportunities for five community members. Shaima expects this number to increase as her business flourishes.

Thursday, September 25, 2014


I made a donation to Wikipedia today. My father asks me to, he uses it all the time. And he doesn't have a US credit card and asks me to donate for him.
 I am glad to donate to Wikipedia because I am glad they exist.

Wednesday, September 17, 2014

Security Deposit

I helped Tracey with some funds she needs for a security deposit.  She's not asking for much but it will allow her to move into a place and she's been homeless for over a year.

Tuesday, August 26, 2014

Kiva Zip loan for CHOCOLATE

Another worthwhile story.
Love helping local people.

Personal Story
I grew up in the mean and beautiful streets of Los Angeles, California with my six other siblings, and boy it was an adventure! Being the eldest girl came with a lot of unwanted responsibility but unbeknownst to me this shaped who I am today. I take charge, risk and responsibility to do what I love.
I've been cooking, baking and creating sweet goods and chocolate confections for over thirty years. It's such second nature, I feel I can do it with my eyes closed. I've raised three wonderful children with my husband of 26 years, who passed away in 2006 due to complications with congestive heart failure. My husband was a great provider but needed to be cared for as well. Without questions, I put everything on hold to do so. Now it is my time to manifest my dreams.
My dream is to own and operate my own chocolate confection company. That would also include a thriving internet web site, a charming store front and the ability to successfully share my vision worldwide. I was able to display my talents recently at a friend's wedding. I took care of all her center pieces and thank you gifts. Her guest loved everything so much they started calling me to provide chocolate confections for other events. That's when I figured out I was sitting on an excellent business idea!
Business Description
My business provides delicious chocolate confections and gifts for any and all occasions. I saw there was a need for a business like mine when I would try to find unique and beautiful gifts, and could not find anything out of the ordinary. I would make chocolate and combined it with a customized gift or theme. Everybody who saw my gifts loved the idea so much they became my loyal customers.
In December, 2013, J Kirs Chocolates was re-launched. My biggest challenge is getting the exposure I need for this company to be highly successful. Thanks to word of mouth by my friends and family, I have a strong customer base. Hopefully, with a little help I can continue to knock out some goals. My goal is to operate on a much larger scale with staff, equipment, and a store front or commercial kitchen for my chocolate creations.
What is the purpose of this loan?
A loan from the Kiva Zip program would help to expedite the growth of J Kris Chocolates to the next level. Funding will help with payroll, kitchen rental expenses, marketing, and equipment, including chocolate melters, a popcorn popper, stackable racks, a labeling system for product ingredients, and bar coding system.

Sunday, August 24, 2014

Helping make a dream

Local Kiva Zip loan. Lots more verbiage than the regular kiva loans. Brings out his personality. I'm going to try to find his store sometime.

I was born in Puebla, Mexico. My father was an electrician and my mother a stay at home mom. I had a humble upbringing; my father worked hard for us to have the essentials we needed and also provided the means to start my education. I was a good student and my parents pushed me to study. I was one of the highest in my class and with honors.
After high school, an opportunity presented itself to go work with my cousin in New York. He always to send me pictures of all the wonderful places he would visit and I had to come to see them for myself. I also knew coming to live and work in the United States there was opportunities that were not available in my home country.
I worked hard getting employment in grocery stores and minimarts where I quickly became a valued employee. I realized that here in the United States, saving my money, and working hard I could also own my own business. I eventually bought the minimart where I was an employee. I quickly realized that I needed to become an active participant in the health of my customers and my community, and began preparing a business plan with the help of the Harbor BusinessSource to offer healthy alternatives to my customers in the store. With the implementation of this new plan, I can provide education and healthier foods to my Hispanic community who have a high rate of obesity, high blood pressure, and diabetes.
Business Description
I was an employee of La Milagrosa market in Wilmington, CA for 4 years. It is a small minimart that sells Latino food products, snacks, beverages, fresh meat, and also produce. When the owner decided to sell, I saw my opportunity and jumped on it.
My dream was always to become a business owner in the United States, so I acquired it with my hard earned savings. I've gotten to know and care for my customers, who are predominantly Hispanic, and hope to continue providing excellent service while providing fresh, organic, and healthy alternatives that will make an impact in the health of my community.
We currently serve 100 customers a day, predominantly middle- and high-school students in the afternoons and the general community in the evenings. We strive to provide convenience and great prices, which makes a difference to our customers who often work full-time but want to avoid fast food for their families.
What is the purpose of this loan?
With this loan of $3,000, I will expand my inventory to include more (and healthier) choices. After investing all my savings toward the purchase of the store, I haven't been able to expand my product range. This loan will impact my business instantly by attracting more customers, who want and need a wider range of choices in their food and other convenience items.
My neighborhood has often been called a ‘food desert’ because there are few green, fresh, healthy options. I will first add more shelves where I can display my new inventory. I will then purchase an array of fresh and nutritious products such as wheat tortillas, low sodium canned goods, and organic produce just to name a few where in this community it is not so easy to access. This will allow me to introduce my community to products that are delicious and weight conscious, helping educate them on the importance of choosing healthier substitutes. I can then continue living my dream of being a productive business owner.
When my business grows the whole community also partakes in my success. I will hire more employees, creating economic opportunity in this small, tight-knit community.

Thursday, August 21, 2014

Helping out close to home with Kiva's new Kiva zip program.

This program is for loans in developed countries - o% loans for people doing good things.

I like to support the local economy, I do most of my food shopping at the farmer's market (which is easier to do in Southern California, one can live off a fantastic diet of things grown within 100 miles).

This loan is for someone who lives very close to me.

Monday, August 18, 2014

Alley cat allies

I am proud to support Alley Cat Allies, a great group trying to make life better for our feral cats.

Their programs are working. Cats lives are improving.

 Love kitties. Wish they could all be healthy and happy.

Sunday, August 17, 2014

Southern Poverty Law Center

With all the things going on in Fergusson right now, I'm making a contribution to the Southern Poverty Law Center to help with civil rights. And equality. And all the other great things they do.

Been a proud supporter for years.