Tuesday, November 28, 2017

Kiva for chocolate bars

Kiva loan .


Pacari, started by Carla Barbotó and Santiago Peralta  created Ecuador’s first locally manufactured, premium chocolate bar. Pacari aims to benefit both consumers and producers. Pacari works directly with its cocoa growers to ensure farmers are trained and can deliver high quality cocoa. Pacari’s chocolate is 100% organic, soy free, gluten free, and dairy free. Pacari pays farmers for quality, offering roughly 2x the market price for their cocoa beans. Pacari currently works with 3,500 farmers, for cocao and other ingredients such as golden berries, Andean blueberries, salt, chile, and guayusa.

Loan use
The loan will be used to buy cocao from a new association of 30 small scale farmers with 90 hectares land. Pacari will purchase 660 quintals of cocao which will generate an approximate revenue of USD 105k for the association.

Monday, November 27, 2017

Kiva loan

Kiva loan to Indonesia
The featured borrower, Suyitno, is a 46-year-old corn farmer who lives in Lampung, Indonesia. He is married and has four children. He also has other small businesses that he manages like a kiosk and selling cattle.

He is asking for a loan through Vasham to support his corn farm, allowing him to purchase needed seeds and fertilizers that will boost his crop’s yield for the upcoming season. He has farmed with Vasham since 2016. Before that, he found it difficult to find someone that would allow him to borrow money for a loan.

Suyitno has been a farmer for two years. In the future he hopes to expand his land.
In this group: Suyitno, Witdiyanto

Friday, November 10, 2017

Kiva

Kiva loan to Mpundu
Mpundu is 29 years old and living with her husband in Samfya District, Zambia. She runs a salon, which sells hair products such as creams and cosmetics, and provides plaiting as a service. 

She used her first Kiva loan to diversify the range of her hair products she offered to customers to increase demand. With the profits, she was able to send her siblings to school. 

She is now requesting a second loan to continue to purchase a variety of hair products and make other investments in the business so that she can build her own salon to cut down on rent and employ more community members. 

Saturday, November 04, 2017

kiva and update on loan categories

Made a Kiva loan from a new microlender.  I am currently missing 7 countries, 3 activities and a whole lot of microlenders.

Vivian
Honiara, Solomon Islands 
A loan helps to buy rice, noodles, canned foods, biscuits, sugar, and tea for her general store business.

Friday, November 03, 2017

Kiva loan to Julia

Meet Julia, who is a first-time Kiva borrower and who is excited about this new experience. Julia is a humble, honest, and very hardworking mother. She has a lovely family whom she really adores. Thanks to her perseverance and courage, Julia and her household can lead a respectable life. She never had the opportunity to advance her education, but this did not kill her dream of wanting to succeed in life. So Julia started farming and has been doing farming for the past six years. Throughout those years, she has gathered much experience, and all the farming techniques are at her fingertips.

Julia practices mixed farming, and with her profits she has managed to take care of her family's needs, and give her children a good education. She believes that education is the only key to success.

She is seeking a loan of 50,000 KES to buy seeds and start horticultural farming on her farm. Julia wants to take advantage of favorable weather patterns, a good road network in her village, good soil, and a ready market for horticultural products in order to reap more profits. Julia hopes that through this loan, she will improve her living conditions. 

Help this mother to accomplish all her dreams with just a loan!

Thursday, November 02, 2017

Food and Kindness on Skid Row

Heading down to Skid Row to feed and offer kind words to people who didn't make it into a shelter tonight.  I do this with a group called Monday Night Missions. It's not religious, not official. We bring our own food (we meet and make peanut butter and jelly sandwiches), fruit water. And kind words.

Friday, October 27, 2017

Kiva in Kenya

Meet Esther, a 31-year-old from Maili Saba. She is a widow and lives with her five children, all of whom are still in school.

Esther runs a grocery kiosk that supports her family. Her business has grown steadily since she began it despite challenges during rainy seasons. Esther has applied for the loan to build better grocery stall, as she currently sells her shop merchandise under a tree. 

Esther is happy about the Lewa Wildlife Conservancy training support which has actually been source of her motivation. In the future, she sees herself as having a mega stall and with improved living standards for her children. 

Esther appreciates you reviewing her Kiva loan request and hopes for your support.

Tuesday, October 24, 2017

Kiva loan for gas cylinders

Petra's story

Petra is a married woman with three children, all of whom attend school. She lives in her own house that has electricity but no piped water. Her greatest monthly expense is food for the family.

She has been operating a gas cylinders business for more than three years . She mentioned seasonality and transportation in her business. With the loan she wants to purchase stock of gas cylinders to resell. She decided to join Yehu to access loans and boost her business.

Saturday, October 21, 2017

kiva loan to build space for entrepreneurs

Large KIVA loan - $35,000.
mpact Hub Accra is a locally owned and internationally connected entrepreneurship development and innovation center that supports small businesses, creates new jobs and opportunities, and promotes solutions to relevant socio-environmental challenges in Ghana, through entrepreneurship.

Impact Hub Accra was created in 2013 and supports over 250-member entrepreneurs and small businesses in Ghana. It is part of the Global Impact Hub Network of entrepreneurship and innovation centers, communities, and services present in more than 100 cities and 50 countries. Support to entrepreneurs is three-fold: (1) Workspace and infrastructure; (2) Curated events; (3) Business incubation/acceleration and access to capital training and support.

One member of Impact Hub Accra is Randy Caiquo, who founded web platform Crowdfrica after witnessing the death of his brother, simply because his family couldn't afford the hospital fees. Crowdfrica.org enables anyone around the world to donate directly to fund health insurance or healthcare for people in need. In 2016 Crowdfrica joined MEDspace, an early-stage incubator at Impact Hub Accra. So far Crowdfrica has funded life-changing healthcare for over 260 people. 

Impact Hub Accra now wants to bring its impact to the next level by implementing a new solar power system for stable backup electricity as well as invest in workspace improvements (ergonomic furniture and ventilation) to enable productivity gains for Ghanaian entrepreneurs.

This loan is special because:

It finances the creation of spaces and resources to support entrepreneurs.

Friday, October 20, 2017

Loan to change lives

Smallholder coffee farmers in Uganda do not have access to the equipment or finance add value to their coffee beans. They are forced to sell unprocessed coffee to middlemen at less than 5% of the retail value. Over 10 million smallholder coffee farmers are in a cycle of poverty from one generation to another.

Solution:
NUCAFE, the National Union of Coffee agribusinesses and Farm Enterprises, is a coffee farmers’ organization founded in 1995. NUCAFE uses a "farmer ownership model" whereby ownership of the coffee remains with the farmers while adding as much value as possible to the coffee. NUCAFE owns processing facilities (for cleaning, drying, grading, roasting, grinding and packaging services), which are used by its members to add value to their coffee. 

There are currently around 198 member associations working with NUCAFE, impacting more than 27,000 farmers. NUCAFE also helps farmer associations sell their produce by marketing their coffee to potential buyers. Members pay a service fee to NUCAFE for using their processing facility and marketing their coffee. Before partnering with NUCAFE a small farmer in Masaka Uganda sold 60kg bags of unprocessed coffee at UGX1,000 (USD0.40 per kg). He now sells 40kg bags of processed coffee at UGX4,350 (USD1.73 per kg). Learn more about NUCAFE in this video.

Loan use:
The loan will be used by NUCAFE to advance funds against the inventory brought in by the members associations for processing. NUCAFE will advance 60 to 70 per cent of the inventory value while the coffee is processed and sold. .