Sunday, October 15, 2017

kiva loan to business that makes stoves that charge and light off the grid

This is a loan to a business to provide more product.

Nearly half the world's population still cooks on open smoky fires, causing over four million respiratory-related deaths annually—more than AIDS, malaria, and tuberculosis combined. They also emit more black carbon, the second-greatest contributor to climate change, than all of the world's cars and trucks.

Solution

BioLite designs and manufactures personal-scale energy appliances that enable users to cook, charge, and light their lives off the grid. BioLite believes in a market-based revenue generated business model from their outdoor recreationist product line to support their emerging market initiative where Biolite partners with 3rd oarty credit-enabled distributors. These partners provide consumer finance to sell products to off-grid, low-income customers within their channels. BioLite supports distribution partners by providing product demonstrations, customer training, and after-sales service.

To date, BioLite has retailed 20,000 HomeStoves and 5,000 SolarHome 620 units, providing life-changing clean energy access to 125,000 people.

Loan Use

This loan will enable BioLite to bridge the gap in cash-flows that exists between manufacturing our products and delivering them to off-grid, low-income customers.

Saturday, October 14, 2017

Kiva loan to an event planner in Gaza

Made a loan to Amer..  Amer is a 25-year-old single young man lives with his family in Rafah, Gaza Strip. He works hard to build himself and help his family in living expenses. He works in Event Planning. 

He sells and rents theaters, chairs and platforms for weddings and events. He went to Palestine for Credit and Development FATEN to request a US dollar loan to buy new goods( more chairs and theaters) for his work in planning events. This will improve his work and earns more income. He hopes you will help by funding his loan.

Friday, October 13, 2017

kiva loan

Yến is 35 years old and married with two children. She is an ethnic minority living in Cam Thuy district, a mountainous region of Thanh Hoa province, very far from center. She speaks ethnic minority languages and rarely goes out of the village, so she has no opportunity to access financial services. She has had a service tailoring clothes and a wedding-preparation service for more than 10 years. 

Her family is a low-income household in the village; moreover, the market need is low in this region. Yến is a reputable person in the community. This is her first loan from Thanh Hoa Microfinance Institution. The main hardship that Yến faces is lack of capital. She is requesting a loan to purchase instruments to maintain her wedding-preparation service.

With her business profit, Yến hopes for her business to do well, for her family to be healthy and happy, and for her children to do well in school.

Wednesday, October 11, 2017

Kiva loan to Huda in the Gaza strip

Huda, who appears in the photo, is a 30-year-old single girl who lives with her family in Khan Younis, Gaza Strip. 

She is studying at a local university to get her masters degree in business administration. She studies hard so she can graduate and find a good job in her field. 

Her big sister is the responsible for her expenses, but she works in the public sector where she earns a low income that is barely enough to cover the basics. 

Huda needs a laptop for her study and she doesn't have enough money for it. For this reason, she went to Palestine for Credit and Development (FATEN) to request a US dollar loan to buy laptop for her study, to do research and homework. 

This will help her excel in her university studies and get her MBA faster. 

Tuesday, October 10, 2017

Go Fund Me

Just donated to a friends GoFundMe account. She has cancer and lives in the US and will need help.


Go Fund Me for Therese

Monday, October 09, 2017

Kiva loan in the USA

Made a Kiva loan in the USA.

I grew up in the city of Flint on the city north-side of town. This area has been the most disinvestment and crime ridden area since GM left over a decade ago. Once vibrant neighborhoods have become blighted, crime ridden and traumatized by a man-made water disaster crisis. The neighborhood I grew up in before the water crisis and crime and poverty help shape me as a youth. Many great memories and moments as a child and even to the current. I decided to stay around and be apart of the rebuilding process because I believe in it's people which is the cities greatest asset. I currently reside in the same neighborhood seeking to be a beacon of hope for those who feel like its hopeless. My dreams are to see thriving neighborhoods, economic development and for ex-offenders to have equal access to jobs, housing, education and to be able to participate in the cultural life of the community without discrimination.

Sunday, October 08, 2017

Kiva loan to a teacher in Armenia


Ohan is 58 years old and he lives with his family in Vanadzor city of Lori region. Ohan has higher education and specialty of mathematician. Already 25 years Ohan works at the local school as a teacher of math. He also gives paid private courses of mathematics at his house and helps many pupils to get prepared for their entrance exams. Ohan is good specialist and usually all his pupils manage to have good results in thier exams. 

Now this loan of 1.000.000 Armenian drams Ohan asks as he wants to buy a computer, professional literature and he also wants to furnish his working-room with big round table and comfortable chairs as well.

This loan is special because:

It gives students and teachers an opportunity to fulfill their dreams.

Saturday, October 07, 2017

Kiva loan



Kalala is a 40-year-old, married woman with four children. She runs a small business providing the services of lawn mowing in her community to earn a living. She has operated this business for the past three years. Kalala is a Samoan citizen, and she lives in a rural area. She works very hard to please her customers with the help of her children. She is well known in her community because of the services she provides. 

Kalala needs a loan to buy another lawn mower, chemicals, brooms, and celluloid to help take her business to the next level. She plans to use her profit to buy a vehicle to deliver her equipment. She became a member of SPBD in 2013. Kalala's dream is that one day she will gain more customers and earn more profit to help her family build a new home.

Wednesday, October 04, 2017

New Camera

I bought a camera today for a homeless person that is in a local facebook walking group that I am in.  Someone had stolen his camera and he was posting that he couldn't share pictures anymore.  The camera was one of his sole forms of communication.

He posted about it on his youtube.  Not used to seeing feedback.  I feel humbled.

https://www.youtube.com/watch?v=B4_6mhkAv88

https://www.youtube.com/watch?v=Lsp1BnrNV-g

Tuesday, October 03, 2017

Eco friendly wood objects where 100% goes to Puerto Rico

I just bought a few things from Lumber Jackie.  Until tomorrow 100% of proceedings goes to a Hurricane Relief fund for Puerto Rico.  I did a google search on my city and help Puerto Rico and found a local group that is helping, and someone from that group is making the wooden objects.  I'm thrilled I bought a few Christmas presents!