Sunday, October 15, 2017

kiva loan to business that makes stoves that charge and light off the grid

This is a loan to a business to provide more product.

Nearly half the world's population still cooks on open smoky fires, causing over four million respiratory-related deaths annually—more than AIDS, malaria, and tuberculosis combined. They also emit more black carbon, the second-greatest contributor to climate change, than all of the world's cars and trucks.


BioLite designs and manufactures personal-scale energy appliances that enable users to cook, charge, and light their lives off the grid. BioLite believes in a market-based revenue generated business model from their outdoor recreationist product line to support their emerging market initiative where Biolite partners with 3rd oarty credit-enabled distributors. These partners provide consumer finance to sell products to off-grid, low-income customers within their channels. BioLite supports distribution partners by providing product demonstrations, customer training, and after-sales service.

To date, BioLite has retailed 20,000 HomeStoves and 5,000 SolarHome 620 units, providing life-changing clean energy access to 125,000 people.

Loan Use

This loan will enable BioLite to bridge the gap in cash-flows that exists between manufacturing our products and delivering them to off-grid, low-income customers.

Saturday, October 14, 2017

Kiva loan to an event planner in Gaza

Made a loan to Amer..  Amer is a 25-year-old single young man lives with his family in Rafah, Gaza Strip. He works hard to build himself and help his family in living expenses. He works in Event Planning. 

He sells and rents theaters, chairs and platforms for weddings and events. He went to Palestine for Credit and Development FATEN to request a US dollar loan to buy new goods( more chairs and theaters) for his work in planning events. This will improve his work and earns more income. He hopes you will help by funding his loan.

Friday, October 13, 2017

kiva loan

Yến is 35 years old and married with two children. She is an ethnic minority living in Cam Thuy district, a mountainous region of Thanh Hoa province, very far from center. She speaks ethnic minority languages and rarely goes out of the village, so she has no opportunity to access financial services. She has had a service tailoring clothes and a wedding-preparation service for more than 10 years. 

Her family is a low-income household in the village; moreover, the market need is low in this region. Yến is a reputable person in the community. This is her first loan from Thanh Hoa Microfinance Institution. The main hardship that Yến faces is lack of capital. She is requesting a loan to purchase instruments to maintain her wedding-preparation service.

With her business profit, Yến hopes for her business to do well, for her family to be healthy and happy, and for her children to do well in school.

Wednesday, October 11, 2017

Kiva loan to Huda in the Gaza strip

Huda, who appears in the photo, is a 30-year-old single girl who lives with her family in Khan Younis, Gaza Strip. 

She is studying at a local university to get her masters degree in business administration. She studies hard so she can graduate and find a good job in her field. 

Her big sister is the responsible for her expenses, but she works in the public sector where she earns a low income that is barely enough to cover the basics. 

Huda needs a laptop for her study and she doesn't have enough money for it. For this reason, she went to Palestine for Credit and Development (FATEN) to request a US dollar loan to buy laptop for her study, to do research and homework. 

This will help her excel in her university studies and get her MBA faster. 

Tuesday, October 10, 2017

Go Fund Me

Just donated to a friends GoFundMe account. She has cancer and lives in the US and will need help.

Go Fund Me for Therese

Monday, October 09, 2017

Kiva loan in the USA

Made a Kiva loan in the USA.

I grew up in the city of Flint on the city north-side of town. This area has been the most disinvestment and crime ridden area since GM left over a decade ago. Once vibrant neighborhoods have become blighted, crime ridden and traumatized by a man-made water disaster crisis. The neighborhood I grew up in before the water crisis and crime and poverty help shape me as a youth. Many great memories and moments as a child and even to the current. I decided to stay around and be apart of the rebuilding process because I believe in it's people which is the cities greatest asset. I currently reside in the same neighborhood seeking to be a beacon of hope for those who feel like its hopeless. My dreams are to see thriving neighborhoods, economic development and for ex-offenders to have equal access to jobs, housing, education and to be able to participate in the cultural life of the community without discrimination.

Sunday, October 08, 2017

Kiva loan to a teacher in Armenia

Ohan is 58 years old and he lives with his family in Vanadzor city of Lori region. Ohan has higher education and specialty of mathematician. Already 25 years Ohan works at the local school as a teacher of math. He also gives paid private courses of mathematics at his house and helps many pupils to get prepared for their entrance exams. Ohan is good specialist and usually all his pupils manage to have good results in thier exams. 

Now this loan of 1.000.000 Armenian drams Ohan asks as he wants to buy a computer, professional literature and he also wants to furnish his working-room with big round table and comfortable chairs as well.

This loan is special because:

It gives students and teachers an opportunity to fulfill their dreams.

Saturday, October 07, 2017

Kiva loan

Kalala is a 40-year-old, married woman with four children. She runs a small business providing the services of lawn mowing in her community to earn a living. She has operated this business for the past three years. Kalala is a Samoan citizen, and she lives in a rural area. She works very hard to please her customers with the help of her children. She is well known in her community because of the services she provides. 

Kalala needs a loan to buy another lawn mower, chemicals, brooms, and celluloid to help take her business to the next level. She plans to use her profit to buy a vehicle to deliver her equipment. She became a member of SPBD in 2013. Kalala's dream is that one day she will gain more customers and earn more profit to help her family build a new home.

Wednesday, October 04, 2017

New Camera

I bought a camera today for a homeless person that is in a local facebook walking group that I am in.  Someone had stolen his camera and he was posting that he couldn't share pictures anymore.  The camera was one of his sole forms of communication.

He posted about it on his youtube.  Not used to seeing feedback.  I feel humbled.

Tuesday, October 03, 2017

Eco friendly wood objects where 100% goes to Puerto Rico

I just bought a few things from Lumber Jackie.  Until tomorrow 100% of proceedings goes to a Hurricane Relief fund for Puerto Rico.  I did a google search on my city and help Puerto Rico and found a local group that is helping, and someone from that group is making the wooden objects.  I'm thrilled I bought a few Christmas presents! 

Sunday, September 24, 2017

Kiva's new FATEN educational program.

Ieman, who appears in the photo, is a 22-year-old single girl living with her family in a village near Ramallah, West Bank, Palestine. She is studying hard at a local college to become physiotherapist
This loan is part of FATEN's new education program, designed to finance school tuition for students whose families have low incomes or work in informal sectors of the economy. Funds can be used for partial or complete payment of expenses related to higher education. By supporting this loan, you're enabling access to education for students with limited options.

Friday, September 22, 2017

Feeding folks on Skid Row

I joined Monday Night Missions today that feeds people on skid row in Los Angeles who doesn't get into shelters. It's a non-religious, non charity bunch of people who go every night during the work week. We met at a place we could make peanut butter and sandwiches together, then went down as a group. The leader is very good about keeping everyone safe and healthy.  The point of the group was to both feed people and acknowledge them, so there was this wonderful greeting ceremony where we all said hello by name to each person. Such a great experience, I'm going back.

Wednesday, September 20, 2017

picking up litter

I regularly pick up litter in my neighbourhood, especially in one area that people go to party.  I have done it all my life, but now since my father's passing I can't seem to pass it without thinking of him and how he picked up so many pounds of trash. He did it for his daily exercise, and really made his community a better place.

Wednesday, August 23, 2017

3 Kiva loans and a kid

I made 3 Kiva loans today, chosen quickly to fulfill an activity and lending partner.

Been busy settling in my friend who is no longer homeless. Moving her towards a positive future. She is a beautiful person and helping her develop into the best she can be makes the world a better place.

Friday, August 04, 2017


I invited two of my homeless friends to come live with me for at least a year. They are very young and kinda failed the parent lottery. They have been living in their car, working full time.

I may not be able to help all the homeless. But I sure can help two.

Wednesday, July 26, 2017

Kiva loans for flowers

Made a loan today to Boliva to a group that has many ladies, including a few who want to purchase wholesale flowers.

Tuesday, July 25, 2017


I made a loan on Kiva today that had a 'fishing' activity. I chose this one because it was from Bolivia, a country my sister has taken into her heart and does a lot of NGO work for.  She's been there a few times.  My sister is also trying to change the world, at least what she can.

The loan I made was to Mariela.

Mariela's dream is to have all the necessary tools of work, which is why she wants to buy fishing nets and hooks or baits. The loan will be used in the wholesale purchase of fishing nets and fishing supplies. It is for these reasons that Mariela asks for a loan to buy fishing nets and supplies.

Monday, July 24, 2017

Kiva loan

Made a loan today to Grace. She wants to set up a business to bring  financial inclusion to the marginalized regions of Africa. 

Tuesday, July 11, 2017

Kiva loan in the USA

Made a Kiva loan today to Clara who lives in California. She is a new immigrant and looking to purchase supplies for her business. Google is matching this loan.

Monday, July 10, 2017

Betty's taxi service

Made a loan to Betty today.

Betty's story

Betty is a 50-year-old woman who is married with one child. She lives in a rural community outside Honiara, the capital of Solomon Islands. 

She has a small business running a taxi service in town to earn a living. She has three years with this business. 

Betty has requested a loan to pay for vehicle maintenance and vehicle licenses to assist her in the business. 

She will use her profits to support her family financially and expand her taxi service business.

Betty joined SPBD in 2015 to gain access to financial services.

Sunday, July 09, 2017

Feeding horses

A couple of months ago I started feeding horses. This is a picture of me at the paddock.

It's about a 1.2 mile walk uphill from my house.  The original owners aren't around anymore (due to death) . The new owners do not live nearby.

So I volunteered to feed the horses in the mornings.  I walk up the hill, feed them and give them fresh water in scrubbed buckets.  

 It's wonderful exercise and fabulous for my soul.

Tuesday, May 02, 2017


I just started supporting my second artist on - David Kassan

Patreon is a great site where you can make monthly support of artisans. I have been supporting my adoptive niece's significant other for over a year, the $25 I give him every month encourages him to buy supplies and do art.

I like the whole Renaissance feeling about it.

Wednesday, February 22, 2017

Kiva loan to help a student study medicine

Made a Kiva loan to Lioner.
Lioner is studying medicine and is applying for a loan to pay for his education expenses. His mother died when he was ten years old and since then he lived with his blind grandmother. He studies to help those who need to improve their health.

Loan here

Wednesday, February 15, 2017

Handmade gifts by Syrian mothers

I bought a necklace today made by Syrian families in Turkey.

Tuesday, January 31, 2017

Kiva & home

Made a few Kiva loans today.
Had 4 homeless people stay at my house this month, 2 couples who are friends. One had to go to the hospital and stayed a week to heal. The other 2 got jobs kinda in the area (3 hour bus ride) and stayed till they could find a closer room.