Tuesday, July 31, 2007
Monday, July 30, 2007
Well it seems KIVA is only limiting the $25 to be per business, not total. But I am still going to restrain myself, they are currently down to only 19 loans.
But I did make a loan to Honduras this morning, to Bertha Portillo who lives in Danli and owns a small store.
Sunday, July 29, 2007
Saturday, July 28, 2007
Friday, July 27, 2007
I often log on to Kiva to see how the loans are going, and if there are any from Honduras, and what's new, etc. I just stopped by and this loan just tugged at my heart. Gabriela Escobar Cabrera has a school and office supply store and a fantastic smile.
Thanks to my vigilant friend Kay, I was able to get in on a few Honduran loans. They go so fast. Any Xiomara Aguilera wants to increase her tortilla business in Choluteca, Honduras.
Dania Iveth Castillo Flores lives there also, and wants a loan to increase her grocery business.
Martha Maria Gomez is from Danli and wants money for her clothing business.
Thursday, July 26, 2007
I made two loans to Honduras yesterday, it was not easy I had to wait till they came out of other people's baskets. Karen Lisbeth Romero wants money for her clothing business, and Gloria Emerita Reyes wants to improve her home business.
Monday, July 23, 2007
Sunday, July 22, 2007
I just made a loan to Regina Jose in Mozambique. Her story is inspiring, despite many set backs and physical difficulties, she is still persisting and making her life better.
Regina Jose was born August 1, 1956 in the Chamanculo neighborhood of Maputo. Her parents abandoned her when she was 5 and she went to live with another woman and was raised by that woman's mother. At the age of 13, she lost this second mother and went to live with her older brothers until she was 19 years old. She studied through the 7th grade. She also had small businesses. When she was 30, her older brothers died and she lived with her nephews.
She learned to weave textiles, and she made cloth and towels for sale. Later, she left this activity to sell drinks instead. She also tutored children from grades 1 through 5 in her home, and was able to save enough money to build a stand where she carries out her business today.
She lives with 8 people, 6 of whom she supports. She learned of Hluvuku through a neighbor. Because she is disabled and cannot move about easily, she took advantage of the fact that one of the loan officers works in the area and she applied for a loan.
She has applied to buy inventory for her business. In the future, she hopes to build a hair salon and to buy a car to make transportation easier. As a disabled person, she moves with the help of a small cart and some transport vehicles will not accept her onboard.
Friday, July 20, 2007
Today I attended a meeting for Non-profits in Second Life and have been in contact with several people about other space for KIVA. It was very interesting. I blogged about it on the Kiva friends forumn.
Tonight I am going to sit at a table for Obama that we set up at one of our local street fairs. Its good to have life outside SL too.
Thursday, July 19, 2007
Wednesday, July 18, 2007
Tuesday, July 17, 2007
Sunday, July 15, 2007
Saturday, July 14, 2007
Its always hard to decide on loans. So many variables to choose from. I do have a lending strategy, I tend to lend to people from Honduras, seamstresses, people called Julia, people from countries I haven't loaned to, and people from other Latin American countries, specifically Mexico. Thanks to Agents of Change I have an interest in Mexico.
so today I decided to lend to the oldest loan from Mexico. Noe Muñoz Cornejo is in Acuna and wants money to add a room to his house. These types of loans aren't as popular on Kiva, but it will eventually get funded.
Friday, July 13, 2007
A new seamstress loan recommendation (thanks Kay), Ana Ramirez Mosquea in the Dominican Rebublic. Ana is one of five microentrepreneurs in her Bank of Hope solidarity group, all of whom have gone through Esperanza's business training courses. Each of the five members will receive a share of this $975 loan for their respective businesses and will be accountable to each other for repaying their share of this loan together. This group-lending method strengthens social ties in the community and helps ensure that members cooperate to help one another repay their loans and invest wisely in their businesses and families. This money will go towards the next loan received by this Bank of Hope; once they finish paying back their current loan it will be activated.
I also made a loan to Shakir Islamov in Azerbaijan. Its a new loan and I"m the first lender, and I'm curious to see how long it will take to fund. These types of loans used to fund in about a week in Jan/Feb.
Thursday, July 12, 2007
Wednesday, July 11, 2007
Tuesday, July 10, 2007
Well I made the next best thing to a Kiva loan to Honduras, one to Nicaragua with Prisma. I am lending today to Denis Gonzalez who is a cobbler and wants money for supplies. He has two school aged girls, and this will help them with their schooling too.
Sometimes I wonder what all these kids will be doing. What if one of Denis daughters ends up curing malaria or something? I think the effects of Kiva will be really felt in the next generation. The data from Banglash are impressive in this regards, many children ended up at University.
Monday, July 09, 2007
I'm lending to a Mexican Kiva lender who wants money to build a house. They bought the land a few years ago and are paying rent, and need the initial capital to build. There are lenders who don't like this type of loan, because it doesn't directly affect a business and there isn't any guarantee that they will have the funds to pay it back. There is no descriptions that they work and can afford it, and there is more faith in these types of loans.
Well I have faith, I think the MFI has screened them to make sure they aren't burdened with the loan payments. And I think that they will actually work really hard to make sure they pay the loan, because they really want their own house. And on the flip side, its $25 to me. So I think the risks and rewards are worth the payoff.
I've been building in SL a lot lately, I see the need for houses..
Sunday, July 08, 2007
I just became a friend of the solar living institute. I will be getting a one year subscription to SoLutions newsletter, as well as Plenty Magazine. The purpose of the Solar living Institute is to educate, train, produce, and inspire. Its a good time to invest in alternative energy.
Saturday, July 07, 2007
I just couldn't resist helping Heang Loeng in Cambodia with this loan, she wants it for weaving materials and a motorcycle, since I am both a weaver, and a motorcyclist (my last bike was a 750cc Honda).
I am also helping Kiva in Second Life today, I am arranging for a free both for us in a charity mall. 'cause I need one more thing to set up!
Yesterday I helped out at the street fair, we've set up an Obama table. This is the second week, and we plan to do it every Friday. It was a lot of fun, got to meet some nice people and everyone seems very supportive of Obama. Our group is now meeting twice weekly, which is exciting.
Hope for Change.
Thursday, July 05, 2007
Wednesday, July 04, 2007
Tuesday, July 03, 2007
Feral cats need help too.
Monday, July 02, 2007
Their card says "No act of kindness, no matter how small, is ever wasted". Aesop.
I took a look at my electric bill today. A while back the city of Pasadena gave us an option where we could choose to have part of our electricity be renewable. It costs a bit more, and you could pay either a fixed amount or a percentage of your electricity. We choose 100%, and apparently weren't the only people who did. The overall response was better than the city anticipated. And its not costing us that much, we paid $28 for 2 months extra (bringing the total around $190 for 2 months, so adding on less than 15%). Its a pretty easy way to be green. You might want to have your city look into it.