I made 2 loans to Julia's today - Made a loan to a Julia in Nicaragua for construction materials such as cement blocks, zinc and cement. And also to a Julia in Peru for her taxi business.
I am going to build up my kiva portfolio so that I can use it for my '6 month- emergency' income. The savings one should have in case one loses ones job. Having it in savings is a little silly since interest rates are so low. So I am going to try to build up my kiva and www.prosper.com accounts so that they are bringing in enough each month to cover my expenses. That way if I don't need it 'cause I don't have a big emergency, it grows and helps people.