Saturday, March 29, 2014

Rosarie from the Vatican

I made a cashier at a local food's store day today.  I gave her a rosary I got from the vatican last week. I had mentioned to her that I was going to Italy, and she jokingly asked me for one.  She was quite shocked I brought one back to her. I got two hugs. And I'm sure she will pass on kindness and it will grow exponentially.

Tuesday, March 25, 2014

Food for vets

Brought some snacks to the volunteer office at the VA hospital today. 70 meals. Something to put in their stomach and let them know someone cares.

That's what it's all about. Knowing someone cares.  I'm really fortunate that way, I have a lot of people who care about me. I am very close to my family, and have a lot of friends who have demonstrated how much they care. I feel secure in my love, which probably helps me give so much away.

Monday, March 10, 2014

Bicycle

Veton wants to thank all of the lenders for the previous loan, which he used to purchase bicycles to sell. The loan has helped him to grow his business and be able to generate more income for his family. Now he is asking again for a loan for the same business and same purpose. He was very satisfied and happy to have received the first loan and the results that he saw, so he is eager to be able to borrow again. Veton hopes to expand his business even further in the future and wants to thank all of the lenders.

Tuesday, March 04, 2014

Dentistry in Bolivia

Made a Kiva loan to Agar in Bolivia so she can finish her dental work and be able to eat again.

Saturday, March 01, 2014

Memorial for a friend

Made a donation today to a neighbourhood association in memorial for a friend.
He died at a young age (50) suddenly. And I will always miss him.

Kiva loan

I made a loan today to Hussein in Jordon.

Hussein was born in 1959. He is a retired, married man and a father of nine living in a sector in Jordan called Southern Ghour. Hussein has been working in filtering and filling water gallons at his workshop for four years. His project has been profitable. Now, he needs to do some repairs to his store in order to attract more customers and to add new tools, but he doesn't have enough money to do so. For this reason, he has applied for this loan.

Thursday, February 27, 2014

Alley Cat Allies

Made a donation today to Alley Cat Allies, a non-profit I have been supporting for years.

Alley Cat Allies is the only national advocacy organization dedicated to the protection and humane treatment of cats. An engine for social change, Alley Cat Allies was the first organization to introduce and advocate for humane methods of feral cat care, particularly Trap-Neuter-Return, in the American animal protection community. By establishing and promoting standards of care, our organization has brought humane treatment of cats into the national spotlight, now embraced by major cities and animal protection organizations coast to coast. In 20 short years, we’ve changed America to better understand and respect the lives of cats.
Today, more than 500,000 supporters look to Alley Cat Allies for leadership in the movement to protect cats’ lives. We promote progressive policies for cats in communities all over America and we work towards a world that values the lives of all animals. Our two decades of experience in grassroots organizing, hands-on activism, and education has empowered policymakers, veterinarians, nonprofit and volunteer groups, activists, and caregivers nationwide with the tools and knowledge to practice, teach, and advocate for humane care for cats in their own communities. From a headquarters in Bethesda, Maryland, Alley Cat Allies’ staff of more than 40 people provides the national voice for cats and the millions of Americans who value cats’ lives.

Tuesday, February 25, 2014

New Billard table in Peru.

Made a kiva loan today in 'games' activity. It was to Abigail in Peru to buy a new billards table.

Abigail is 20. She lives in the family home with her husband and two-year-old son. Her little boy is her reason for being and she does everything she can so that he will never suffer want. She currently works in a restaurant in the mornings. She has another income in the afternoons, renting billiards tables in her home.

She will use this loan to purchase another billiards table, which will generate her a greater income. Her dream is to have her own space for a restaurant and billiards tables.

Sunday, February 23, 2014

Tourism on Kiva

Made a loan today in the 'Tourism' activity on Kiva.

Nver lives in Dilijan city. He is the only one who makes money in the household. He is married and he has two children. For many years Nver earned his family's living by doing a worker’s job. 

The city where Nver lives is very nice, famous, and a perfect rest zone for tourists and Armenian people as well. Dilijan considers it to have the purest salubrious nature and the most bracing air in the whole region, since here forests are virginal and anyone who comes here just admires it and falls in love with this place. That is why this city has a lot of comfortable and high quality rest houses. 

At one of these sanatoriums Nver works now. He works here as a sanitary engineer, but as he says work in rest houses is seasonal and in autumn and winter, tourists are very few, so his family income becomes low as well. Nver owns a nice cute farm, where he breeds two cows and a calf, and he manages to sell a lot of milk right from his house. 

Now Nver has a good, profitable idea and he needs some help to realize it; he has a big garage near his house and on the bottom of it he wants to build a small guestroom which he plans to rent to tourists during summer. He asks for a loan in an amount of 1,000,000 Armenian drams in order to manage to start building his small guestroom.

Friday, February 21, 2014

Kiva in the USA

Made a Kiva loan in the USA today, to George.

George was inspired to start S.I.R. George to help families communicate more efficiently with and provide support for children with special needs. Having a daughter with special needs, he not only had the knowledge and experience to help younger parents, but also the empathy and patience for new parents of special needs children. 


George created his business in 2009 and is striving to reach more families in need. While George currently has one volunteer administrative assistant, he hopes to optimize his company’s outreach by having a fully functional website and increased advertising, repairing special communication equipment and eventually supporting a staff of clinicians with the goal of facilitating the creation of a support community of families with special needs.

George hopes to optimize and increase outreach to families with special needs and create personalized care for each child to foster increased conversation between parents and special needs children.

Thursday, February 20, 2014

Thursday, February 06, 2014

Made a Kiva loan to a Kiva lender in the USA.

Made a kiva loan today to someone in the USA who is also a kiva lender.  Wheel comes full circle!  Wish I lived close enough to use their smog testing business.


A Kiva lender himself, Jesus recognizes the difference that microlending has made in the lives of others. Now, it is Jesus’ turn to reach out to the community in order to transform his passion for fixing cars into a viable business.

After emigrating from Mexico, Jesus (pictured left) attended Southwestern College’s automotive program with his close friend David (pictured right). After graduation, they elected to open D&V Smog Repair by pooling their funds together. Starting with very little money, they have spent the past three years at their Chula Vista location gradually increasing the amount of services they offer. 

“Once we were out of school, we were idealists, but it turns out you really have to start small when starting a business,” Jesus explains.

The necessary equipment they need to keep their shop up-to-date and running is expensive. Jesus and David recently realized that they needed a new smog test machine to meet the state’s current test requirement. As avid advocates of microfinance themselves, they sought out local microfinance organizations and took out a $10,000 Kiva loan to fund their purchase.

Kiva gave them the opportunity to continue to grow their business, while they remain in full control of how their business is run.

“We love being independent and not working for someone else. There are always risks, but it is better this way,” says Jesus.

While they currently primarily perform smog testing, Jesus and David are ultimately interested in purchasing the necessary equipment required to repair brakes, lights and cooling systems. As their business continues to expand, they hope to one day purchase the building that the repair shop operates in.

Monday, February 03, 2014

Kiva loan to Jordon

Made a kiva.org loan today to Dalal in Jordon to help with his dry cleaning business.

Thursday, January 23, 2014

Kiva loan to Armenia

Made a Kiva loan to Armenia.
Elmira is 54 years old and she lives in Kadjaran city, which is in Syunik region. She graduated from the College of Pharmacy in Yerevan city. Now she works at the medical college and she teaches two subjects: medicine technology and commodity manager. Elmira is married and she lives with her husband and her son’s family. Elmira earns good money for her family, since she simultaneously has a business of her own. In a rented shop she sells food (bread, dairy products, cans, sweets, coffee, etc.) and household products. She manages to have a lot of customers during a day thanks to low prices and kind attitude towards customers. She brings her shop products from Yerevan wholesale market once every two weeks.

Elmira asks for a loan of 1,100,000 Armenian drams (AMD) in order to refresh and enlarge her shop's product assortment.

Wednesday, January 22, 2014

Used shoes in Africa

Found a Kiva loan in 'used shoes' from a microlender I haven't used before.

Sulait is from Ishaka, Uganda

Sulait is a businessman dealing in shoes, a business he started in 1993 with the purpose of getting a clear source of income that he could use to provide for his children. He works six days a week and 10 hours a day. Sulait also does some coffee trade, which supplements his income. He goes to different locations and mainly to open markets and his clients are all categories of people. 

Sulait would like to use this loan to buy bales of used shoes to provide additional stock for him. His main business challenge is lack of enough capital, but he is hopeful that this will be no more if he receives this loan since he will buy more stock and make more profits. Sulait's future hopes include educating his children using his meager resources so that they can attain an education and compete favorably for jobs and other things on the market.

Tuesday, January 21, 2014

Kiva loan to Tajikistan

I've been looking at Kiva's new statistic page (for your own loans) and have decided to fill as many of the categories as possible.

   So far I have all 15 sectors.
 I have 65/73 countries - I've been checking for a while to try to find a loan in the ones I haven't loaned to.

I have 120/149 activities and
151/230 partners.

Went searching and it took a while till I found a loan in an activity and with a partner on my list.

The loan is in Tajikistan,

Muhabbat is a woman of middle age. She was born and raised in the town of Isfara. She got married at an early age. But she and her husband did not live together for long since their characters did not agree and after the birth of their child they decided to separate. She was tired of the endless quarrels. Muhabbat left him, and began life on her own. At the beginning, it was very hard for her with a little one to care for. But later she found herself work. Now, she buys and sells dried fruits in the local markets. And at night she sews national dresses.

After she bought a new apartment, Muhabbat renovated it and now with the approaching winter she wants to put up plastic doors and windows. Muhabbat decided to turn to the organization Arvand for material support, since she did not have sufficient funds. With the loan received, Muhabbat wants to buy windows and doors and to install them in her home. She thanks Arvand in advance for the help and support.



Monday, January 20, 2014

Kiva zip

Used some of my kiva credit this month to lend to 8 people who live in my state. Nice to help out locally.